Second pillar of the Swiss social security system, also known as occupational pension. The BVG is mandatory for employees earning more than CHF 22,680 per year (2026 entry threshold). Contributions vary by age: 7% (25-34), 10% (35-44), 15% (45-54), 18% (55-65) of the coordinated salary. The employer must contribute at least the same amount as the employee.
Related terms
OASI
First pillar of the Swiss social security system. OASI is a mandatory social insurance providing old...
Coordinated salary
Portion of the annual salary subject to occupational pension (BVG). It equals the gross annual salar...
Social charges
All mandatory contributions deducted from salaries in Switzerland: OASI/DI/LEO, UI, accident insuran...
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