Accounting for SMEs and self-employed in Switzerland

Accounting is the foundation of sound business management in Switzerland. Whether you are self-employed, managing an LLC or directing a corporation, maintaining rigorous accounting is not only a legal obligation (art. 957 CO), but also a strategic tool for steering your business, anticipating tax obligations and making informed decisions.

At AX-Fiduciaire, we offer comprehensive accounting services for businesses and self-employed individuals in French-speaking Switzerland. From daily bookkeeping to annual closing, including VAT management and tax returns, we ensure your accounting complies with Swiss law while providing you with a clear view of your financial situation.

Our accounting services

Our offering covers all the accounting needs of a business in Switzerland:

Our accounting packages

We offer three plans tailored to the size and needs of your business. Each package is all-inclusive, with no hidden fees, and includes a dedicated contact person.

PlanStart-upSEME
Monthly priceCHF 149.-/monthCHF 229.-/monthCHF 349.-/month
Entries/monthUp to 40Up to 80Up to 150
BookkeepingYesYesYes
Bank reconciliationYesYesYes
VAT returnYesYesYes
Annual closingYesYesYes
Tax returnYesYesYes
Dedicated contactYesYesYes
Monthly reporting-YesYes
Budget forecast--Yes
Ideal forSelf-employed, micro-enterprisesSmall enterprises, 1-10 employeesSMEs, 10-50 employees

Additional entries: CHF 2.50/entry beyond the package limit. Our packages have no annual commitment and can be cancelled at any time with one month's notice.

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Why outsource your accounting?

Many SMEs and self-employed individuals in Switzerland choose to outsource their accounting to a fiduciary rather than managing it internally. Here are the main advantages:

1. Cost reduction

Hiring an in-house accountant represents an annual cost of CHF 70,000 to 100,000 (salary, social charges, continuing education, software). Our packages start at CHF 1,788/year (Start-up plan), representing a considerable saving. Even the most comprehensive ME plan amounts to only CHF 4,188/year. See our guide How much does an accountant cost in Switzerland? for a detailed comparison.

2. Guaranteed expertise

Our accountants are certified professionals, trained in Swiss GAAP FER standards and Swiss tax law. They stay up to date with legislative changes and master cantonal specificities, particularly in Geneva and Vaud.

3. Time savings

By entrusting your accounting to our experts, you free up valuable time to focus on your core business. No more worrying about VAT deadlines, bank reconciliations or annual closing preparation.

4. Legal compliance

In Switzerland, every company registered in the commercial register must maintain accounting compliant with articles 957 to 964 of the Code of Obligations. Non-compliance can result in tax and criminal penalties. We guarantee impeccably compliant accounting.

5. Financial steering

Beyond compliance, well-maintained accounting is a genuine management tool. Our monthly reports (SE and ME plans) give you a clear view of your profitability, cash flow and margins, enabling you to make informed decisions.

Who must keep accounts in Switzerland?

According to article 957 of the Code of Obligations (CO), the following entities are required to keep accounts and present financial statements:

  • Sole proprietorships and partnerships whose annual revenue exceeds CHF 500,000
  • All legal entities (LLCs, corporations, associations, foundations, cooperatives)

Sole proprietorships with less than CHF 500,000 in revenue may limit themselves to simplified accounting (receipts/expenditures), but complete accounting is strongly recommended for tax and management purposes.

Simplified vs. complete accounting

CriterionSimplified accountingComplete accounting
WhoSelf-employed < CHF 500,000 revenueAll legal entities + self-employed > CHF 500,000
DocumentsReceipts/expenditures journal, statement of assetsBalance sheet, income statement, notes, journal, general ledger
MethodCash basisDouble-entry (debit/credit)
Chart of accountsOptionalMandatory (PMC recommended)
AuditNot requiredDepending on thresholds (see audit guide)

How our service works

Working with AX-Fiduciaire is simple and transparent. Here is the process:

  1. Free initial analysis: we assess your needs, transaction volume and current situation
  2. Setup: chart of accounts configuration, bank connection, software setup (Odoo, Bexio or other)
  3. Monthly bookkeeping: you send us your documents (invoices, bank statements) and we process the accounting
  4. VAT returns: we prepare and file your quarterly VAT returns with the FTA
  5. Annual closing: at year-end, we close your accounts and prepare the complete documentation
  6. Tax return: we complete and file your tax return

Our areas of accounting expertise

Accounting for start-ups

We support numerous young companies from their formation. Our Start-up plan at CHF 149/month is specially designed for businesses in their launch phase, with a moderate transaction volume but a real need for expertise.

Accounting for SMEs

Small and medium-sized enterprises form the core of our client base. Our SE and ME plans offer comprehensive support including monthly reporting, payroll management and coordination with the auditing body.

Accounting for self-employed

Self-employed workers and freelancers benefit from tailored support: simplified or complete accounting depending on revenue, personal tax return including business income, and advice on optimising deductible expenses.

Why choose AX-Fiduciaire?

  • Transparent packages: fixed prices with no surprises, all-inclusive
  • Local expertise: in-depth knowledge of cantonal legislation (Geneva, Vaud)
  • Responsiveness: a dedicated contact person who responds within 24 hours
  • Technology: official Odoo partner, digitalised tools, real-time access to your accounts
  • Comprehensive approach: accounting, taxation, payroll and domiciliation under one roof

Good to know: Our packages include the company's annual tax return. Most fiduciaries charge separately for this, between CHF 500 and CHF 1,500. At AX-Fiduciaire, it is included.

Ready to simplify your accounting? Request a free quote and receive a personalised offer within 24 hours.

Questions fréquentes

Entrust your accounting to experts

Request a free quote and discover our accounting packages tailored to your business.

+41 22 566 84 21